JAISWAL, Dr. Ravi. Artificial Intelligence and Machine Learning in Indian Health Insurance: A Critical Analysis and the SUTRA Framework for Risk Assessment and Moral Hazard Containment. International Journal of Artificial Intelligence and Machine Learning, [S. l.], v. 6, n. 11s, p. 636–657, 2026. DOI: 10.51483/IJAIML.6.11s.2026.636-657. Disponível em: https://svedbergopen.com/index.php/ijaiml/article/view/2176. Acesso em: 6 oct. 2026.