Garg, R. 2026. Digital Payment Reliance and Consumer Behaviour Among Young Adults: Associations with Digital-Payment-Related Impulsive Spending, Convenience, Rewards, and Continued Usage Intention. International Journal of Artificial Intelligence and Machine Learning. 6, 12s (Sep. 2026), 1125–1136. DOI:https://doi.org/10.51483/IJAIML.6.12s.2026.1125-1136.